DH Smith Insurance Agency Inc. knows that in Massachusetts, there are as many unique insurance needs as we have neighbors who live here! To talk with one of our helpful team members about your insurance needs, contact us today.

Condo Owners
Small Business Owners
Drivers – Personal Autos
Drivers – Business Autos
Your Excess Liability

Personal Insurance Products

At Home

Homeowner’s Insurance
Personal Excess Liability
Vacant Homes
Condominiums and Co-ops
Renter’s Insurance
Valuable Articles
Earthquake Insurance
Flood Coverage
Hurricane Insurance
Farm and Ranch

On the Go

Auto Insurance
Boat Insurance
Collector Car Insurance
Motorcycle Insurance
Recreational Vehicles
Travel Insurance


Identity Theft Protection
Individual Health
Individual Life
Equine Insurance
Family Office
High Net Worth
Find a Private Client Advisor

Business & Commercial

Commercial and Business Insurance

– Insurance coverage that helps protect your business

General Liability Insurance – Broad insurance coverage for your business and activities.
Commercial Property Insurance – Protect your business with insurance for your commercial property.
Business Auto Insurance – Cover your business with insurance for commercial vehicles.
Commercial Umbrella Insurance – Insurance coverage that helps protect your business from the rising costs of lawsuits.
Workers’ Compensation Insurance – Insurance coverage that helps you take care of your employees.
Bonds – Protect your assets with financial backups for promises made by others.

Life and Health Insurance

– Insurance protection for your family

Personal Umbrella Insurance – Extra insurance protection for the unforeseen.
Whole Life Insurance – Life insurance coverage with a long-term investment.
Term Life Insurance – Insurance protection to help keep your family secure.
Health Insurance – Insurance coverage that helps take care of you.